Loan Rates

Effective 1/1/2020

Loan Type Loan Rate (APR)*
Share Secured 3.00% above share dividend rate
Certificate Secured 3.00% above certificate dividend rate
Maxi-Share Secured 3.00% above share dividend rate
Personal * as low as 12.50%
Consolidation Loan  as low as 10.49%
EZ Access Line of Credit 11.25%
Visa Card **(variable rate tied to prime) as low as 8.75%
Home Equity Line of Credit (variable) 5.00%
Fixed Rate Mortgage as low as 4.50%

* Annual Percentage Rate (APR) is based on credit worthiness and terms.

** Variable rate subject to change

Recreational Vehicles Loan Rate (APR)*
New Recreational Vehicle as low as 5.15%*
Used Recreational Vehicle as low as 5.15%*

* Annual Percentage Rate (APR) is based on credit worthiness and terms.

Watercraft Loan Rate (APR)*
New Watercraft as low as 4.75%*
Used Watercraft as low as 4.75%*

* Annual Percentage Rate (APR) is based on credit worthiness and terms.

Vehicles Loan Rate (APR)*
All Vehicles as low as 3.39%*

* Annual Percentage Rate (APR) is based on credit worthiness and terms.

** Used Vehicle financing is up to 100% of NADA value. Vehicle must be no more than seven years old.

Year Of Used Vehicle With Maximum Term
2020 72 months
2019 72 months
2018 72 months
2017 60 months
2016 48 months
2015 48 months